Credit Analysts
Job Zone 4 - Considerable preparation needed
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Median pay: $83,510/yr (U.S. national, May 2025)
Typical range nationwide (10th–90th percentile). This is a population snapshot, not a personal prediction - actual pay varies by location, employer, and experience.
Job outlook: -4.4% projected growth, 2024–2034 — declining.
About 3,700 openings per year, on average, over the decade.
Typical entry-level education: Bachelor's degree.
Source: U.S. Bureau of Labor Statistics, OEWS and Employment Projections.
• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
• Generate financial ratios, using computer programs, to evaluate customers' financial status.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
• Consult with customers to resolve complaints and verify financial and credit transactions.
What's the median pay for Credit Analysts?
The median pay for Credit Analysts is $83,510 per year, per the U.S. Bureau of Labor Statistics.
What's the job outlook for Credit Analysts?
Employment for Credit Analysts is projected to change -4.4% from 2024 to 2034 - declining.
What education is typically required for Credit Analysts?
Typical entry-level education: Bachelor's degree.
How many job openings are there each year for Credit Analysts?
About 3,700 openings per year, on average, over the decade.